Abstract: Coordinated development of economy and society of countries along “Belt and Road” depends on the development level of financial industry. This article discusses the differences and its causes in financial industry of “Belt and Road” from the labor and capital inputs. The study finds the difference in financial industry is consistent with the labor productivity. and the overall regional differences in financial industry development due to the regional differences, regional differences in the contribution is weak; the overall difference of labor input, capital investment, labor productivity, capital investment efficiency due to regional differences, regional differences contribution is weak. The financial industry in “Twenty-first Century Maritime Silk Road” should pay more attention to the introduction quality of FDI, play positive spillover effects, and learn actively experience from the FDI in the aspects of talent attraction, to improve the competitiveness of talent; to “Silk Road Economic Zone”, we should not only actively introduce high quality FDI, but also make FDI scale as an important task; reducing super national treatment investment policy for FDI, investment threshold, and crowding out effect; for the low level region of labor productivity and capital investment efficiency in “Belt and Road” finance, we should take retaining talent as an important task in the construction of soft environment while we improve education level.

Key words: “Belt and Road”, financial industry, difference, labor input, capital investment