商业研究

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中国金融机构对非洲绿色信贷的发展、困境及应对

刘冰玉   

  1. (中国政法大学 国际法学院,北京 100088)
  • 收稿日期:2020-07-16 出版日期:2020-10-19
  • 作者简介:刘冰玉(1988-),女,哈尔滨人,中国政法大学国际法学院讲师,法学博士,研究方向:可持续投资法律规制、国际环境法。
  • 基金资助:
    中国政法大学青年教师学术创新团队支持计划项目,项目编号:20CXTD01;中国政法大学青年教师资助计划项目,项目编号:1000-10820659。

Chinese State-led Green Finance in Africa: Development, Challenges and Way Forward

LIU Bing-yu   

  1. (School of International Law, China University of Political Science and Law, Beijing 100088,China)
  • Received:2020-07-16 Online:2020-10-19

摘要: 非洲是我国“一带一路”倡议下对外投资的重点地区。作为我国企业海外投资的重要资金来源,金融机构海外绿色信贷直接影响我国企业对非洲投资的可持续发展,而政府在推动我国金融机构海外绿色信贷中扮演重要角色。我国政府和金融机构有政治、社会及经济动因推动金融机构对非洲绿色信贷,政府主导型社会责任理论体现出政府在发展和监督我国金融机构海外绿色信贷政策和实施方面存在着制度优势。但政府推动下的我国金融机构海外绿色信贷发展仍缺乏完善的内部环境与社会保障框架、有效的监督机制及足够的信贷透明度等。完善环境与社会保障框架和实施、加强董事和高级管理人员的绿色信贷责任、提高对非洲绿色信贷透明度等政策措施有利于更好推动我国金融机构对非洲绿色信贷。

关键词: 政府主导型社会责任, 金融机构, “一带一路”, 非洲, 海外绿色信贷, 可持续投资

Abstract: Africa is a central destination of China′s foreign investment under the “Belt and Road Initiative”. As an important funding sources for overseas investment by Chinese enterprises, the overseas green credit of financial institutions directly affects the sustainable development of Chinese investment in Africa,and the government plays an important role in promoting overseas green credit of Chinese financial institutions. China′s government and financial institutions have political, social and economic motivations to promote the green credit of financial institutions to Africa. The theory of government-led social responsibility reflects that the government has institutional advantages in the development and supervision of overseas green credit policies and implementation of China′s financial institutions.However, the development of overseas green credit promoted by the government in China′s financial institutions still lacks perfect internal environment and social security framework, effective supervision mechanism and sufficient credit transparency.Improving the framework and implementation of environmental and social security, strengthening the directors and senior managers′ green credit responsibility, and improving the transparency of green credit to Africa are conducive to better promoting the green credit of China′s financial institutions to Africa.

Key words: state-led corporate social responsibility, Chinese financial institutions, “Belt and Road Initiative”, Africa, overseas green finance, sustainable investment