Abstract:

The development of mobile finance has great significance for the China′s financial industry, while its development time is a little shorter, so that Chinese mobile finance always faces a series of risk problems in the process of development. In this paper, according to the present situation of mobile financial development in our country, the specific risks are divided into six classes, just as technical risk, credit risk, policy risk, operation risk, legal risk and reputation risk ;on this basis, the text uses the Analytic Hierarchy Process (AHP) to build the hierarchical model to evaluate mobile financial risk in our country, meanwhile, it quantitatively calculates and ranks the weight of each factor that affects the risks of mobile finance to provide effective reference on mobile financial risk management for enterprises and government.

Key words:

mobile finance, risk assessment, Analytic Hierarchy Process